Pearl Chunky Cross Chain Necklace

waterproof and saltproof

WATERPROOF
& SALTPROOF

tarnish and fade resistant

TARNISH PROOF
& WON'T FADE

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Pearl Chunky Cross Chain Necklace
Pearl Chunky Cross Chain Necklace
Regular price $108
Regular price Sale price $108
Material: Waterproof, tarnish proof, and hypoallergenic, crafted from brass with a durable 10k gold PVD coating, mother of pearl Pendant: 20mm x ...

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5.0
Rated 5.0 out of 5 stars
23 Reviews
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waterproof and saltproof

WATERPROOF
& SALTPROOF

tarnish and fade resistant

TARNISH PROOF
& WON'T FADE

FAST
SHIPPING

Details

Material: Waterproof, tarnish proof, and hypoallergenic, crafted from brass with a durable 10k gold PVD coating, mother of pearl
Pendant: 20mm x 20mm, mother of pearl inlay
Chain: 6mm width

Look Details

Model is wearing 18" Pearl Chunky Cross Chain Necklace with a 16" Snake Chain, 16" Link Chain and 16"- 18" Havana Chain.

Size Guide

If you're unsure which length to order, here's a simple method to help you find the perfect length:

  1. Use a String: Take a piece of string or a thin strip of paper and wrap it around your neck, holding it at the spot where you want the necklace to sit. 
  2. Measure the String: Once you've found the right spot, remove the string and measure it using a ruler or tape measure. This measurement will give you an  indication of the length to order.

Make it a Gift

Jewelry pieces are sent to you in our James Michelle Gift Box. If you need additional boxes for multiple gifts, go to our JM Gift Box page.

5.0
Rated 5.0 out of 5 stars
Based on 23 reviews
100%would recommend this product
23 reviews
  • DS
    Donna S.
    Verified Buyer
    1 week ago
    Rated 5 out of 5 stars
    Mother-of-pearl Cross

    What a gorgeous piece of jewelry. Wanted a different cross to wear and this one was perfect. Looks great with tan skin and on top of my sweaters here in the PNW. Highly recommend.!

  • MG
    Marianne G.
    Verified Buyer
    1 month ago
    Rated 5 out of 5 stars
    Oh my gosh, this was like something from a high-end freestanding expensive jewelry store!

    It’s just beautiful. It looks so expensive! I have something similar that cost an arm and a leg after trying to get my gold jury 14 karat jewelry back in a collection since several years ago things were stolen. My heart was broken. I may try to remove the cross if possible bring it to a jeweler and put it on the other chain I have but then again this is just beautiful the way it is. It’s not overly huge like some of the high-end stores.

    I’m enjoying this James Michelle site that I stumbled on so I can now mix 14 karat and James Michelle Jewelery I don’t sleep in my Jewelery ever so there’s no problem with having it wet and things like that but if I do happen to sleep in something, I won’t worry that it will break or fall apart it seems to be so sturdy.! as I said in another review, I am so highly impressed. I could actually turn this around and just wear it as a regular chunky. I should say thicker paperclip necklace, but I am going to try to get the cross removed so I can put it on other chains as I love the uniqueness of the mother of Pearl it’s so creative!. I hope that you start putting pendants for sale maybe you didn’t. I missed it because I am new to this company. I’m so glad I found your site!

    It’s amazing that it behaves like real gold and the reviews are always so positive. I can’t wait to wear this the next time I get together with a few friends! I know they will ask me where I got it. It’s so special and not too big of a cross. I love it.

  • TW
    Teresa W.
    Verified Buyer
    1 month ago
    Rated 5 out of 5 stars
    Pearl cross

    Exceptional quality!

  • TC
    Tabatha C.
    Verified Buyer
    1 month ago
    Rated 5 out of 5 stars
    Perfect addition

    Love this necklace / cross is smaller than I expected but makes it more fitting for everyday wear. Nice quality.

  • PH
    Pamela H.
    Verified Buyer
    2 months ago
    Rated 5 out of 5 stars
    Love this piece

    I receive many compliments when I wear this necklace. I recently purchased one for my daughter and she loves it.

FREQUENTLY ASKED QUESTIONS

How long does production take?

PLEASE NOTE: Production and shipping times may be delayed during and after our Sitewide Sales.

General Policy:
Orders begin processing immediately. Orders without a Personalized or Fine/Demi-Fine item ship within 3 business days. Orders with a Personalized or Fine/Demi-Fine item take up to 7 business days to ship.
Orders containing pre-order items will be held and shipped in full once the pre-order becomes available.

Please note: We do our best to ship orders out as quickly as possible and begin working on them right away. Because of this, we're not able to make changes once an order is placed — including edits to items or shipping addresses.

How long will it take for my order to arrive?

PLEASE NOTE: Production and shipping times may be delayed during and after our Sitewide Sales.

Made-to-order items are crafted by hand and may ship separately from other items in your order. If your order ships in multiple packages, you'll receive separate tracking information for each shipment.

Once production is complete, orders ship via USPS with an estimated delivery time of 3-5 business days. Expedited options, including UPS 2-Day and UPS Overnight, are also available. For Fine/Demi-Fine jewelry, the 7 business day production time still applies before items can be shipped with expedited service. Orders containing pre-order items will be held and shipped in full once the pre-order becomes available.

Is there a warranty?

All jewelry excluding Fine and Demi-Fine includes a one-year warranty covering material and workmanship defects, along with a lifetime color warranty.

Our Fine and Demi-Fine jewelry includes a lifetime warranty, including lifetime color coverage, with repair or replacement for material or workmanship issues.

The lifetime warranty remains in effect for as long as the original purchaser owns the piece.

All warranties exclude lost items, normal wear and tear, and damage from improper use or storage.

Please note: warranty policies are void if jewelry is taken to another jeweler for repairs or modifications. This includes resizing or any other work performed outside of James Michelle.

Our warranty is designed to take care of your jewelry through repair or replacement, and does not cover incidental or consequential damages. In some cases, shipping costs associated with warranty services may apply.

If you have questions about your warranty, our team is always here to help.
For all warranty questions or requests, please email love@jamesmichelle.com.

What are your holiday shipping deadlines and gift return policy?

Holiday 2026 order cutoffs (to receive by December 23)

  • December 8: Last day to order Fine & Demi-Fine jewelry
  • December 11: Last day to order Personalized/Engraved jewelry
  • December 16: Last day for USPS Standard Shipping on all jewelry (excludes Fine & Personalized). Order before 2pm PT.
  • December 19: Last day for UPS 2-Day (excludes Fine & Personalized). Order before 2pm PT.

Extended Holiday Return Policy Purchases made October 21 through December 25, 2026 qualify for:

  • Refunds: Within 14 days of delivery.
  • Store Credit: Through January 31, 2027.
  • Exchanges: Through January 31, 2027.
What is the return and exchange policy?

We offer returns on eligible items for a refund, exchange, or store credit. Returns for a refund to the original payment method must be initiated within 14 days of delivery, while returns for an exchange or store credit must be initiated within 30 days of delivery.

All returned items must be clean, unworn, and free from signs of wear or damage. Refunds are issued to your original payment method and typically appear within 5–10 business days after we receive and inspect your return.

A $6 return/exchange fee will apply when your return is processed.

Important: All returns and exchanges must be initiated through our Returns & Exchanges Portal. James Michelle is not responsible for returns sent outside of our official returns portal.e.

Warranty Policy

We offer a 1 Year warranty covering material and workmanship defects on all jewelry, along with a lifetime color warranty for all jewelry. This warranty excludes lost items, normal wear and tear, and damage from improper use or storage. Fine/Demi-Fine jewelry includes a lifetime warranty with repair or replacement for material or workmanship issues. For warranty requests, please email love@jamesmichelle.com.